Concepts

FOUNDATION INSURANCE SERVICES LLC

Uniquely qualified to provide the kind of support that meets the needs of high-end brokers with extensive experience in Advanced Markets,a comprehensive carrier list and a compete line of proprietary custom sales illustration concepts that demonstrate the benefits of the industry’s products in the advanced sales arena - personalized for your client.

We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information about our firm, please feel free to email us at info@wealthensure.com.

Some concepts we offer are...

412i

419E(depending on circumstance/ limited support)

MicroK

Premium Financing (Hybrid and Nonrecourse)

Thoughts from John Hancock, Premium vs Private Financing

Structured Premium Financing : Flexibility vs. Bank Platform

Asset Receivables Financing/ Cash Flow Financing to provide leveraged deferred compensation and business buy-out (Entaire Global / ARPA)

Entaire

"Lookalike" Assets Receivable Financing : A New Buy Out Strategy.

Defective Grantor Trust (MetLife)

Doug Andrews "Missed Fortune" Sales Concept

Infinite Banking

REX Agreements and EquityKey

Section 79 including New Guarantee Issue Program for Use In All Business. CorporateTerm™

State Specific Trusts for Deferred Compensation.

Charitable planning concepts: CRT’s and way beyond

Policy Comparison Service (personal and business): Life and Long-term care

Exit strategies from older concepts rendered obsolete by tax code changes and transferring life insurance from qualified plans(Tax efficient strategies with or without premium finance)

Help with hard to place cases on older clients and younger clients with difficult diagnoses including cardiac, cancer and diabetes. We will help you with underwriting, and communication with your clients. We will show you how to place these larger premium cases.

Stretch It!

Retirement Plans

Estate and Financial Planning (Lincoln Financial Group's Risk Management Questionnaire)

Estate Planning Chart

2010 Tax Guide

NEW Charitable Giving Strategies : Clients can recieve income and eliminate taxes, PLUS leave money to heirs and multiple charities.

Contract Structure

Jointly-owned annuities

Funding Credit Trusts with annuities

Pitfalls of naming a minor beneficiary

Uniform Transfer to Minors Act & annuities

Trust-owned annuities

Revocable Trusts & annuities

IRA's and qualified retirement plans

90-24 transfers

Converting to a Roth IRA

Individua1401(k)s

In-service distributions

IRS Form 5310 and IRA roll overs

SEP basics

Stretch distribution strategy

SIMPLE IRAs

Net Unrealized Appreciation (NUA)

Beneficial IRAs

Roth 401 (k)s

Entire interest RMD rules

Charitable Distribution from an IRA

Taxation

Miscellaneous

College Financial Aid and Annuities

Certain concepts require nondisclosure agreement. All concepts include consumer and producer materials, presentation, sales tracks, data intake forms, and prospecting techniques. Please contact us for further details. You must be insurance licensed to participate in any of these concepts.

Circular230 disclaimer: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained in this communication (including any attachments) is not intended or written to be used, and connot be used, for the purpose of (i) avoiding penalties unter the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.

These concepts may have legal, accounting, and tax implications. Wealthensure and Foundation Insurance Services are not providing legal, accounting, or tax advice. You may wish to consult appropriate competent legal, tax, or accounting advisors.

Foundation Insurance Services

Concepts

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